DIE afgelope twee tot drie jaar was ekonomies 'n aaklige tyd vir mense oor die wêreld heen. Om deur so 'n ekonomiese traumatydperk te kom vat baie werk en baie opoffering.
Daar is heelwat opsies om natuurlik deur so 'n situasie te kom, soos kredietberading en die beste is natuurlik deur doeltreffende beplanning en opoffering. Ek gaan nie vandag te veel skryf oor hierdie deel nie.
Ek wil skryf oor die deel net nadat jy deur so 'n slegte tydperk gegaan het. Hoe weet jy dat jy weer jou kredietwaardigheid teruggekry hetω Hoe weet jy of jy nie dalk by die een of ander kredietburo as 'n swak betaler gelys is nieω
Ek dink die eerste stap is om ten minste te weet of jy gelys is of nie. Jy kan jaarliks 'n gratis verslag by een van die kredietburo's aanvra. Jy kan jou net by www.mytransunion.co.za registreer en dan stuur hulle vir jou 'n gratis verslag. Jy kan ook inteken om vir 'n baie lae bedrag deurlopend toegang tot jou verslag te hê.
Die ander diens wat jy kan gebruik, is www.credithealth.co.za. Jy kan hier 'n aantal dienste bekom, maar ek dink die heel beste diens wat hulle lewer, is 'n uiters volledige verslag oor jou en jou kredietrekord. Hierdie verslag is nie gratis nie. Hulle verskaf al jou inligting wat deur drie kredietburo's gelys word. In jou verslag wys hulle ook of jou kredietrekord verbeter of versleg.
Hoe beter jou rekord, hoe beter sal jou rentekoerse vir lenings wees. Jy sal verbaas wees oor hoe baie inligting die buro's oor jou het.
Dis tyd om beheer te neem en die eerste stap is om te weet hoe sake staan. As jy weet hoe dinge staan, is dit makliker om dit reg te stel.
. Nico Baird is 'n nuwe-media-kenner en kan gekontak word by nico@clicksa.co.za.
Latest from Nursery Schools:
A: APPLE
B: BLUETOOTH
C: CHAT
D: DOWNLOAD
E: E MAIL
F: FACEBOOK
G: GOOGLE
H: HEWLETT PACKARD I: iPHONE
J: JAVA K: KINGSTON
L: LAPTOP
M: MESSENGER
N: NERO
O: ORKUT
P: PICASSA
Q: QUICK HEAL
R: RAM
S: SERVER
T: TWITTER
U: USB
V: VISTA
W: WiFi
X: Xp
Y: YOU TUBE
Z: ZORPIA
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THIS past week I was contacted by a number of old friends. Friends that I have not heard from in about 20 years. Old school friends.
As you can imagine I was incredibly excited to once again talk to them and hear about what they have been up to in the past 20 years. Many of them have tied the knot and have kids that are about to leave school. To think that the last time I spoke to them they were in school with me.
The only reason I mention it is because just a few minutes ago a colleague of mine told me that he was so excited, because he had just made contact with an old school friend of his and they were going to have a quick drink after work.
I then realised that even though people are so quick to show all the negative things that can be associated with Facebook, we tend to take the power of Facebook to connect old friends for granted.
The only way in which you could connect with old friends before Facebook was to meet at your high school reunion or phone people who would maybe know where to find your friends and then you could phone them. It must have been a daunting task
Now it is easy. Just sign up for Facebook. Type in all the information you are willing to share and try to find one or two of your old friends.
As soon as you find one or two you will start to find more of them. This is not age specific.
I know of many 65-year-olds who are now connecting with old school friends on Facebook.
Plan that reunion. If you know a few of your old school friends and you can find them on Facebook, chances are good that you will find most of them.
. Nico Baird is a new media expert and can be contacted at nico@clicksa.co.za.
THIS past week I was contacted by a number of old friends. Friends that I have not heard from in about 20 years. Old school friends.
As you can imagine I was incredibly excited to once again talk to them and hear about what they have been up to in the past 20 years. Many of them have tied the knot and have kids that are about to leave school. To think that the last time I spoke to them they were in school with me.
The only reason I mention it is because just a few minutes ago a colleague of mine told me that he was so excited, because he had just made contact with an old school friend of his and they were going to have a quick drink after work.
I then realised that even though people are so quick to show all the negative things that can be associated with Facebook, we tend to take the power of Facebook to connect old friends for granted.
The only way in which you could connect with old friends before Facebook was to meet at your high school reunion or phone people who would maybe know where to find your friends and then you could phone them. It must have been a daunting task
Now it is easy. Just sign up for Facebook. Type in all the information you are willing to share and try to find one or two of your old friends.
As soon as you find one or two you will start to find more of them. This is not age specific.
I know of many 65-year-olds who are now connecting with old school friends on Facebook.
Plan that reunion. If you know a few of your old school friends and you can find them on Facebook, chances are good that you will find most of them.
. Nico Baird is a new media expert and can be contacted at nico@clicksa.co.za.
LAST week it was time for the annual Consumer Electronic Show (CES ) in Las Vegas. This show is presented to give distributers a chance to show what will be available this year and also give them a sneak peak of what is coming in the next few years.
Last year 3D televisions dominated the show and it also had a huge presence at this year's show, but this year there was a strong move towards getting rid of the glasses that you need to wear when watching a 3D TV. At the moment it is still in the beginning of being developed and it is not recommended that children under six years of age watch any of these televisions, but I am sure in two to three years we will start to see some of these televisions that are ready for consumers.
Tablet computers did not dominate as was expected, but there are loads of new innovative work being done in this field and also in the eReader field. The drive to make these devices easier to use and also cheaper is gaining traction and I believe that by December this year we will have affordable devices available in our market. Our mobile phones are also getting better and at the show there were a number of dual-core processor phones which actually now give you the processing power of your desktop computer on your cell phone. When you get to your office or home you just connect your phone to your screen and keyboard and you suddenly have a full-power computer. I followed CES online and I am still amazed at the things I have seen. We are in for an exciting time in the next two years.